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4a138 Winchester Drive Apple River, IL 61001 Residential - Single Family Active

New - 42 Hours Ago
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Description

Charming 1.5-story home nestled in the desirable Winchester unit of Apple Canyon Lake, offering a bright and cheery cottage feel throughout. The inviting living space features a cozy gas fireplace and custom built-in bookcase, with direct access to a deck overlooking a peaceful, private backyard-perfect for relaxing or entertaining. The open-concept layout seamlessly connects the kitchen and dining area, creating a welcoming space for everyday living, with convenient access to the spacious two-car garage. Upstairs, you'll find three comfortable bedrooms, two full bathrooms, and additional storage space to meet your needs. The lower level adds flexibility with a versatile room ideal for a non-conforming bedroom, home office, or craft space. The unfinished portion provides a generous workshop area and walkout access to the backyard, offering endless possibilities for customization. Embrace the sought-after lake lifestyle with access to all Apple Canyon Lake amenities, including a private lake for boating and fishing, Nixon Beach, a scenic 14-mile trail system, and a 9-hole golf course. Enjoy outdoor recreation with pickleball and tennis courts, marina boat access, and a vibrant community atmosphere. Covenants and restrictions apply, along with annual dues and fees. A wonderful opportunity to enjoy comfort, charm, and resort-style living-ideal as a full-time residence or weekend retreat.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,627
Garage Size: 2
School District: Warren
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 1,627
County: Jo Daviess
Listed By:
DC Rise Real Estate
Rockford Board of Realtors

Room Information

Bedroom 1: 15'09 X 13'02 Level - Upper
Bedroom 2: 15'03 X 11'02 Level - Upper
Bedroom 3: 11'07 X 11'10 Level - Upper
Kitchen: 13'02 X 11'11 Level - Main
Living Room: 27'02 X 15'03 Level - Main
Dining Room: 12'03 X 13'02 Level - Main
Flex: 12 X 12 Level - Lower
$275,000
Est. $1,784/mo
3beds
3baths
1,627sqft
2cars
New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,627 MLS#202602054
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLWarren

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4a138 Winchester Drive, Apple River, IL 61001.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $275,000$275,000$275,000
Down Payment $55,000$9,625$68,750
Monthly Mortgage Amount $1,301$1,619$1,685
Taxes $383$383$383
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$121$0
Monthly Estimated Total $1,784$2,223$2,168

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:13:40 AM EST) or MRED MLS (last updated Fri 04/17/2026 12:11:56 AM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 04/17/2026 12:08:41 AM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 12:10:57 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 12:00:24 AM EST) or No Coast MLS (last updated Fri 04/17/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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