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409 S Water Street Warren, IL 61087 • Residential - Single Family • Active

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Description

Fresh updates and flexible potential make this property a standout opportunity! Recent improvements include new interior and exterior paint, new windows, new kitchen and bathroom flooring, new upstairs carpet, and added insulation with new drywall and ceiling upstairs. The kitchen also features a brand new stove and refrigerator, adding to the home's move-in-ready appeal. Additional highlights include a newer metal roof and a detached 2-car garage. Inside, you'll find a main-floor bedroom and two additional bedrooms upstairs (one is a walk-through), offering flexible space for a variety of needs. The large half-acre lot provides plenty of room to enjoy outdoor living, gardening, or future improvements. Conveniently located near schools and downtown, this property is ideal as a primary residence or investment opportunity.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,127
Garage Size: 2
School District: Warren

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,127
County: Jo Daviess
Listed By:
DC Rise Real Estate
Rockford Board of Realtors

Room Information

Bedroom 1: 11 X 10 Level - Main
Bedroom 2: 12 X 10 Level - Upper
Bedroom 3: 12 X 10 Level - Upper
Kitchen: 11'6 X 9 Level - Main
Living Room: 15'6 X 14'6 Level - Main
Dining Room: 12 X 13 Level - Main
Family Room: 16 X 11 Level - Main
$120,000
Est. $835/mo
3beds
1baths
1,127sqft
2cars
New to the Market Active
BEDS3 BATHS1 full SQUARE FEET1,127 MLS#202601970
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLWarren
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Curtis Dosland
 (563) 212-0545

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409 S Water Street, Warren, IL 61087.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $120,000$120,000$120,000
Down Payment $24,000$4,200$30,000
Monthly Mortgage Amount $568$706$735
Taxes $167$167$167
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$53$0
Monthly Estimated Total $835$1,026$1,002

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:13:40 AM EST) or MRED MLS (last updated Fri 04/17/2026 12:11:56 AM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 04/17/2026 12:08:41 AM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 12:10:57 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 12:00:24 AM EST) or No Coast MLS (last updated Fri 04/17/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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