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407 N Elm Street, Gardner, IL 60424.
Solid opportunity on a deep lot! This 2 bedroom, 1 bath ranch offers a functional layout with a spacious living room with brick fireplace, eat in kitchen, and separate laundry room. Bedrooms are compact but usable, while the oversized lot provides plenty of outdoor space. The 30x26 detached 2 car garage is a standout feature, offering a large workshop area and separate half bath. Home includes a circuit breaker, electrical, and central air. Property needs some love and is priced accordingly, offering a great opportunity to update and build equity.
MLS ID: 12615464
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407 N Elm Street, Gardner, IL 60424.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $89,000 | $89,000 | $89,000 |
| Down Payment | $17,800 | $3,115 | $22,250 |
| Monthly Mortgage Amount | $416 | $524 | $541 |
| Taxes | $124 | $124 | $124 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $39 | $0 |
| Monthly Estimated Total | $640 | $787 | $765 |