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40 E Cedar Street, Unit 18A, Chicago, IL 60611.
Enjoy Gold Coast living in this 3-bedroom, 2-bathroom residence at 40 E Cedar featuring north and south exposures. Extensively renovated, the unit received a new kitchen, new flooring, custom-organized closets, and professional paint throughout (2026). The open-concept layout includes a third bedroom converted from the formal dining room, offering south-facing windows ideal for a guest room or home office. The primary suite features an ensuite bathroom and north-facing city and lake views, which are also shared by the spacious second bedroom. Key infrastructure and aesthetic updates include two fully renovated bathrooms (2023) and an updated electrical panel (2025). Building amenities include a rooftop sundeck, exercise room, on-site manager, and a dedicated storage cage. The property is pet-friendly with a 50lb weight limit. Parking is available for lease in the building. Rental policy highlights a 20% cap (currently 16% leased) and a two-year owner-occupancy requirement prior to renting.
MLS ID: 12620689
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40 E Cedar Street, Unit 18A, Chicago, IL 60611.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $425,000 | $425,000 | $425,000 |
| Down Payment | $85,000 | $14,875 | $106,250 |
| Monthly Mortgage Amount | $2,011 | $2,502 | $2,604 |
| Taxes | $591 | $591 | $591 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $187 | $0 |
| Monthly Estimated Total | $2,726 | $3,404 | $3,319 |
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