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39w509 Norton Lake Drive, Saint Charles, IL 60175.
Waterfront Living in Sought-After Norton Lake - West St. Charles Experience exceptional waterfront living in this beautifully designed home, less than 10 years old and ideally situated on picturesque Norton Lake. Perfectly positioned to capture peaceful water views and abundant natural light, this residence offers an open, spacious floor plan that truly lives large. The dramatic two-story family room features soaring vaulted ceilings and a stunning fireplace, creating a warm and inviting focal point while showcasing breathtaking lake views through expansive windows. The thoughtfully designed layout includes a private first-floor office, ideal for working from home. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with a spacious walk-in closet and spa-inspired bath. Two of the secondary bedrooms are connected by a convenient Jack-and-Jill bath, while an additional bedroom enjoys its own en-suite, providing comfort and flexibility for family and guests. The finished walk-out basement is perfectly suited for multi-generational living or elevated entertaining, complete with a kitchen (cook top, refrigerator and dishwasher) , dining area, living space, large bedroom, laundry and full bath. Whether used as a private guest retreat or an incredible gathering space, this lower level offers endless possibilities. Outdoor living is equally impressive with a huge deck, expansive patio, and charming pergola overlooking tranquil water views - perfect for relaxing or entertaining. Enjoy scenic walking paths throughout the neighborhood and ideal south-north sun exposure that fills the home with natural light year-round. Home is energy efficient with solar panels. A rare opportunity to own a newer waterfront home in one of St. Charles' most desirable communities, combining beautiful design, functional living space, and an unbeatable setting. St Charles Schools and only minutes to downtown St Charles and Randall Rd corridor!
MLS ID: 12619609
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39w509 Norton Lake Drive, Saint Charles, IL 60175.

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| Loan Type | FHA 30 Year Fixed | 15 Year Fixed | VA 30 year fixed |
| Purchase Price | $1,050,000 | $1,050,000 | $1,050,000 |
| Down Payment | $36,750 | $262,500 | $0 |
| Monthly Mortgage Amount | $6,264 | $6,382 | $6,517 |
| Taxes | $1461 | $1461 | $1461 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $630 | $0 | $0 |
| Monthly Estimated Total | $8,661 | $8,149 | $8,284 |
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