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302 N Bluff Street Albany, IL 61230 Residential - Single Family New

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  • 302 N Bluff Street , Albany, IL 61230 Main Photo

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Description

This property is ready for some serious TLC. Take a walk through this considerably sized home on a large flat lot with ample parking, four bedrooms, a third level office, enclosed porch, & step down basement. The home is being sold AS-IS and will require either a cash buyer or conventional financing only.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,600
Garage Size: 1
Built in 1960
Elementary School: Fulton Elementary School
High School: Fulton High School
Middle School: River Bend Middle School

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,600
County: Whiteside
High School: Fulton High School
Listed By:
3% Listing Company, LLC 563-265-0333
MRED MLS

Room Information

Bedroom 2: 10X7
Bedroom 3: 10X7
Bedroom 4: 10X8
Kitchen: 10X6
Living Room: 10X8
Primary Bedroom: 12X10
$34,900
Est. $314/mo
4beds
2baths
1,600sqft
1cars
New to the Market New
BEDS4 BATHS2 full SQUARE FEET1,600 MLS#12611126
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 2

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302 N Bluff Street , Albany, IL 61230.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $34,900$34,900$34,900
Down Payment $6,980$1,222$8,725
Monthly Mortgage Amount $165$205$214
Taxes $49$49$49
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$15$0
Monthly Estimated Total $314$369$363

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About this area

Illinois/Albany
Albany

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About Albany

Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.

Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.

Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.

If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:13:40 AM EST) or MRED MLS (last updated Fri 04/17/2026 12:11:56 AM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 04/17/2026 12:08:41 AM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 12:10:57 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 12:00:24 AM EST) or No Coast MLS (last updated Fri 04/17/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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